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₹15 Lakhs

No collateral · No branch visit · Disbursal in 24–48 hrs

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50K+ Loans done
10.49% Rates from

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Step 1 of 4 · Loan Details 25%
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₹2,00,000
₹10K₹15L
Lending solutions network

fundindia.co

Why Borrowers Choose fundindia

RBI-registered partners
1M+ borrowers guided
256-bit encryption
01

Human-checked offers

Every match is reviewed by our credit desk — not a blind algorithmic dump.

02

Phone-first journey

Apply, compare EMIs and finish e-KYC on your mobile. No branch visits.

03

Side-by-side rates

See tenure and EMI options together before you commit to anything.

04

Verified lenders only

Your file goes only to partner banks & NBFCs on record — safer by design.

Get My Free Loan Offer

The process

Your Loan in Three Simple Moves

No queues. No paperwork stacks. Just three clear steps on fundindia.co.

  1. 1
    ~2 min

    Share your basics

    Income, city and how much you need — a short form, nothing more.

  2. 2
    Compare

    Pick your EMI plan

    Review matched offers and choose a tenure that fits your monthly budget.

  3. 3
    e-KYC

    Verify & get funded

    Complete verification online. After lender approval, funds go to your bank.

Start My Application

Before you apply

Eligibility Criteria

Age 21 – 65 years

At application and through the full loan tenure.

Monthly income ₹15,000+

Minimum preferred for salaried applicants.

Residency Indian Resident

Valid Indian address and KYC documents required.

Borrower stories

What Our Borrowers Say

I needed funds fast for my father’s surgery. fundindia.co matched me quickly and kept every step clear.

AS
Abhishek SinghMumbai · Medical need

Wedding expenses came up suddenly. The application on fundindia.co was simple and honest about the numbers.

AG
Arun GuptaKanpur · Family expenses

A medical emergency left no room to wait. fundindia.co helped me move fast — genuinely stress-free.

SS
Saanvi SharmaHyderabad · Emergency

Loan terms

Rates, Charges & Loan Terms

Finance amount

₹10K – ₹15L based on eligibility

Processing fee

Up to 2% as disclosed by lender

Pre-closure

Around 2% of outstanding principal

Tenure

6 – 60 months flexible window

The fine print

Interest Rates & Penalty Charges

Clear numbers before you proceed — no surprises later.

Monthly ROI 0.9% – 3% By credit & lender
Annual APR 10.49% – 34% May include fees
Cheque bounce ₹500 Per instance
Late payment 2% / mo On overdue EMI

How APR is worked out

APR combines interest and common upfront costs into one yearly figure so two offers are easier to compare.

₹5 lakh at 10% p.a. over 60 months

  • Loan amount₹5,00,000
  • Monthly EMI₹10,623
  • Total interest₹1,37,411
  • Processing fee₹7,500
  • Insurance₹1,500
  • Effective APR10.79%

Disclosures & Disclaimer: Loan tenure ranges from 12 to 72 months, with interest rates between 11% and 34% per annum, and a processing fee of up to 2% may apply. Example: A loan of ₹1,00,000 at 12.5% p.a. for 12 months with a 2% processing fee would have an estimated interest of ₹6,720, processing fee of ₹2,000, total repayment of ₹1,08,720, and an APR of approximately 14.27%. These figures are indicative only, and the final loan amount, interest rate, tenure, fees, APR, and approval are subject to the respective lender/NBFC's policies and eligibility criteria. fundindia.co is not a lender, does not guarantee loan approval, and any payment made is towards service charges only. Beware of fraud: Make payments only through the official website fundindia.co and never through any individual, bank account, UPI ID, or third-party source.

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